From Complete Beginner to Confident Investor in 3 Steps

“For years, I worried about retirement and knew I needed to make changes, but had no idea where to start. Kieran gave me the confidence to make some big financial decisions, and by following UFW20 I now feel confident in our financial future for the first time ever. I no longer worry about money, which to me is what financial freedom really means.”

“Before joining UFW, I had experience trading but very little knowledge of investing. Kieran provides clear, sensible guidance, and UFW 20 is an excellent option for anyone who wants a strong portfolio with little effort. His knowledge and experience are invaluable.”

“Discovering Kieran Murphy on Facebook was a turning point in my investing journey. I’ve learned so much and turned my investments from red to green. UFW has been a great place to learn and grow.”

Hi Everyone, I'm really enjoying this journey on UFW. I finally have somewhere to get good advice to help me make decisions on investments and hopefully make life easier in the future. I joined UFW Nov 24 and its been incredibly informative. Kieran you are a wealth of info and I love the fact we get inputs from more experienced investors also.

"Kieran has a real gift for simplifying complex investing ideas. After taking his course Wealth Beyond the Index, I finally felt confident about what to do and when to do it with my investments. I’d highly recommend it"

“I came across Kieran and UFW on social media in December 2024. From the moment I heard him speak, I could see his genuine passion for investing and teaching. It is rare to find someone so straightforward online. With a busy lifestyle, I really value Kieran’s guidance, and it has helped me commit to investing every week, no matter how much I have available. I only wish I had started sooner.”

“I had been investing for a few years before discovering Kieran and UFW through a friend. Seeing the methodology behind the portfolio, and the results, gave me confidence in a more structured approach. Kieran is remarkably warm and generous with his time and knowledge, and it is clear he genuinely wants to help others succeed.”

It's been great learning about stock investing with Kieran and there is a good exchange of knowledge and ideas in the community. The modules were methodical and easy to understand. I joined sometime in Sept-Oct 2024 and I am keen to develop more investing knowledge to prepare for a comfortable retirement when the time comes!

“I’m delighted to be part of this group and to continue learning from Kieran. As a beginner, I’ve found his teaching clear, straightforward, and incredibly helpful. He is always patient and responsive with questions. My goal through investing is to bring forward retirement and spend more time travelling.”

“I joined UFW at the end of last year looking for guidance on how to invest, after seeing lots of content online that did not feel relevant to me. I came across Kieran by chance, joined a Zoom call, and have not looked back. I’m still learning, but Kieran explains things in simple terms and is always generous with his time and advice.”

“Kieran’s many years in the financial markets are clear in the depth of knowledge he brings to investing. He shares insights that would normally take years to learn, and explains them in a way that feels simple, clear, and practical. For anyone serious about building their financial future the right way, this group is a fantastic resource.”

“As a complete beginner, I often felt overwhelmed by investing, especially as most resources seemed too US-focused for my needs. Joining UFW gave me the clarity and confidence to finally get started. Kieran combines real expertise with genuine support, and the community makes the whole journey far less daunting. Joining UFW and investing in UFW20 was one of the best decisions I have made for my family’s financial future.”

“I joined UFW in March 2023 after reading Kieran’s book. I had wanted to start investing for some time, but lacked both a clear plan and real confidence. That has changed completely. Joining UFW is proving to be one of those life-changing decisions. My goal is to retire early, spend more time with my family, do some charitable work, and travel the world.”

“When I found Kieran’s programme, I was looking for a clear understanding of the stock market and the confidence to start investing, and that is exactly what I got. The course is well put together, easy to follow, and cuts through the noise. Kieran is calm, knowledgeable, and generous with his guidance, and the community is full of like-minded people learning together.”

I’ve been a part of the community since late 2024. Kieran is patient, competent and most importantly generous with sharing his experience. This is not a get rich scheme and you will not be a millionaire by next Christmas. This is just sound advice and guidance if you are aiming towards financial freedom in the future.

“I’ve been part of the community for a while now, and I can honestly say Kieran and his programmes are among the best out there. He is kind, patient, and highly knowledgeable, and his long-term investing approach helps keep people calm in turbulent markets. The courses are simple, clear, and easy to follow. I would highly recommend them to anyone serious about investing.”

"The financial community is quite informal, making it easy to jump in and connect. People openly share both their successes and mistakes, which makes the space feel genuine and helpful. There's a real sense of support—if you have questions, Kieran is willing to offer advice or share his own experience. It’s a great place to learn and grow."

"Whether you are starting out on your journey to financial freedom or a seasoned investor, Kieran meets you exactly where you are. His guidance is clear and practical. With the knowledge I have gained from doing the courses that Kieran has skilfully put together, navigating the financial market seems a lot less intimidating and a lot more empowering."

“I came across Kieran late last year and joined UFW soon after. Before that, I was constantly buying and selling stocks without any real plan and getting nowhere. Since joining, I’ve taken a far more structured approach based on research and reasoning, and I now invest with much more confidence. In volatile markets, that guidance has been especially valuable. For anyone without a plan, UFW gives you one.”

“I have completed the foundation course and Levels 1, 2, and 3 of the UFW programme, and found it exactly what I was looking for. It gave me clear guidance on where to start, which brokers to consider, how to build a broad portfolio, and how to assess value in stocks. In a world full of noise and scams, I found it a very reliable guide.”

“Kieran and the UFW community have been a game-changer for me. He explains investing in a clear, down-to-earth way that actually makes sense, with no jargon, just real insight. What stands out most is how calm, active, and reassuring he is when markets get shaky. UFW is a great place to learn, feel supported, and stay focused. Joining has been one of the best decisions I’ve made.”

“After years of muddling through share investing with mixed results, I came across UFW and it was a real turning point. Within days, I felt far more confident dealing with UK and US shares. The educational material was clear, practical, and easy to understand, and Kieran was always approachable when I had questions. I would highly recommend UFW to anyone unsure about today’s markets and how to invest.”

If you are thinking of joining UFW, don’t think ... do it! You will not regret the decision. Kieran is amazing and will share his knowledge to make you confident in investing and build a portfolio for the future. I can’t thank him enough.